Thursday, July 23, 2020

How To Use Accounting Essay Samples

How To Use Accounting Essay SamplesAccounting essays samples are the types of papers that could have a great impact in a student's academic achievement. If you are a student who is interested in writing a paper for your next exam, then you might be thinking of using the accounting essay samples as one of your preparation methods. Even if you do not have the courage to prepare the whole essay on your own, you can find these samples or essays online and use them to help you in preparing your paper.If you are having some troubles on how to prepare for an exam, then you should consider how much of an important part of the essay can play in your performance. There are lots of students who think that preparing for an exam is not as important as taking the test itself. However, a good composition essay is going to show your academic performance. You should not think that just because you can write well on your own that this is the only way to be able to pass the exam.The first thing that yo u should think about when preparing for an exam is to learn how to use Microsoft Excel. Most schools require you to use Microsoft Excel if you want to get high grades in your classes. The reason for this is that there are lots of formulas in Excel that will be used by your teacher during the exam to determine your final grade. In order to be able to use Excel, you should learn how to format the spreadsheet properly.If you want to be able to learn how to format Excel, then you should take the time to search the internet for the best free resources that will help you learn how to do this. There are many websites that offer online tutorials about the basics of Excel. Once you have learned how to use the Microsoft spreadsheet, you should look for essay samples that are based on this type of spreadsheet. The most common one is Microsoft Excel.There are lots of essay samples that are based on the use of the Microsoft Excel. You should be able to find samples based on the different formats that are available. The easiest format that you can do is to use the drop down boxes on the Excel sheets. By doing this, you can easily be able to format the sheet yourself without having to ask your instructor for help.After you have formatted the sheet correctly, you should make sure that you also check the formulas that you wrote. It would be wise to double check your work before you submit it to your instructor. Also, you should make sure that you enter the data properly so that the results of the formula are right.In addition to formatting Excel and getting good results from the formula, you should make sure that you also check your spelling. As a result, you should take the time to find some sample essays with good spelling. After you have finished reading one of these essays, make sure that you also check the spelling on your own work. By doing this, you will make sure that your essay is not going to be disqualified from being graded based on incorrect spelling.In order to p repare for your exams, you should remember that essay samples are great tools that can make you more confident on your ability to write a good essay. The most important thing is that you make sure that your essay is well written and that you are comfortable with the format that you are using.

Tuesday, July 14, 2020

3 Tips for Managing Money in the Gig Economy

3 Tips for Managing Money in the Gig Economy 3 Tips for Managing Money in the Gig Economy 3 Tips for Managing Money in the Gig EconomyIf youre not budgeting your money properly and building up your savings, you could end up struggling to make it from one paycheck to the next.As you’ve likely heard, participation in the gig economyâ€"short-term contracts, temp work, freelancing, and the likeâ€"is exploding. Recent studies estimate that 25 to 30 percent of all workers have done some form of independent work in the last month.There is no one type of gig workerâ€"they span all ages, genders, races, and levels of socioeconomic status. Some people rely on gig work because they cannot find full-time traditional employment that pays the bills. Other gig workers don’t want to find traditional, preferring the flexibility and control that gig work provides.Whatever your reasons for getting into gig work, the challenges it poses cannot be overlooked. Workloads are often unreliable and paychecks may be unsteady, which means proper money management is of the utmost importance.Due t o the work’s inherent unpredictability, gig workers can be vulnerable to risky loan products such as no credit check loans and bad credit loans. These short-term loans are often called payday loans because they are marketed as cash advances on paychecks for when money gets tight at the end of the monthâ€"a real concern for many gig workers.These loans may seem like a “band-aid” option for a gig worker trying to make ends meet while they chase down a paycheck or struggle to scrape together enough paying jobs. But between their sky-high interest rates and hidden fees, these loans can be more like a debt trap recipeâ€"and they are better avoided if at all possible.How do you avoid short-term, high-interest loans? We’re glad you asked. The trick is stellar money management, and we have a few financial tips specifically designed for gig workers.1. Define necessities.Everyone needs a budgetâ€"a way to track money in and money outâ€"but it is even more important for folks with fluc tuating monthly income, like gig workers. According to Jacob Dayan, CEO and co-founder of  Community Tax (@communitytaxllc) and  Finance Pal, “the first step to creating a budget based on a fluctuating income is to know what expenses you absolutely need to cover each month.” These are expenses related to things like housing, groceries, bills, and transportation.Marina Babaian, the founder and CEO of Mbridge Consulting Groupâ€"a woman-owned business and consulting firm that provides accounting, payroll, and business management services to start-ups, small, and medium-sized businessesâ€"agrees.She recommends eliminating all unnecessary expenses, including subscriptions (sorry Netflix!), to make sure you have a really good fix on what you actually need to spend. “A monthly or even weekly budget is needed to understand what your necessities are,” she says. Once those are mapped out, the trick is to spend accordingly.After your necessary expenses are covered, Dayan suggests worki ng “some savings into your budget as well, no matter how small.” He recommends a technique called the 50/30/20 rule: “50 percent of your income for necessities, 30 percent for discretionary spending, and 20 percent for savings.”It may seem unnecessary or difficult at first, but building a cushion will help in the future when an unexpected expense or lull in work crops up.2. Save for taxes.Don’t forget another key expense: taxes. “When you are self-employed,” explains Dayan, “you don’t have the ‘luxury’ of your taxes being automatically deducted from each paycheck.” You have to pay them all yourself, usually in quarterly installments. Additionally, without the help of an employer paying a portion of your taxes, you’ll be covering the whole burden yourself.This means you’ll likely owe the IRS and your state more taxes than you are used to. Dayan recommends setting aside a full “25 to 30 percent of your income so that when it comes time to pay your taxes, it’s already taken care of and you won’t have to worry about where the money is coming from.”Earlier this year, the IRS announced plans to “focus on self-employment tax compliance.” According to an audit they did, the agency found that noncompliance from gig workers contributed $69 billion to the annual tax gap, which is the difference between taxpayers owe and what they actually paid.Dayan suggests opening a separate bank account that is specifically for your taxes. That way, you won’t accidentally spend the money you need to pay your tax bill and end up owing the IRS even more money in fines. If you save too much, then you’ll have a bit left over to put in savings for that inevitable rainy day.3. Maintain or build good credit.“It is essential that while working in temp jobs your credit remains good,” says Babaian. “If times get tough, youre going to need good credit to give you some flexibility.” Good credit is essential to get the best terms on installment l oans, such as auto loans, mortgages, and personal loans.A 2017 poll by Upwork found that paycheck instability led 63 percent of full-time freelancers to dip into savings at least once per month (compared to only 20 percent of full-time non-freelancers). But what if you’re one of the 51 percent of workers who don’t have much in the way of savings?You may turn to something like a credit card if you can qualify for oneâ€"and that is all well and good if you can keep up with the payments. If not, credit card debt can start impacting your credit score, which will make it even harder in the future to find financial products that you qualify for. Credit card debt, by the way, is at a record highâ€"the average American holds a balance of more than $6,000.“If youre struggling to pay off your credit card balances,” says Babaian, even paying “one dollar over the minimum balance requirement will keep your credit rising.”Short-term solutions may be especially appealing to young peopl e who haven’t had time to establish good credit and may already have a sizable chunk of debt in the form of student loans. This is a big concern for a lot of gig workers, seeing as 47 percent of all millennials work in the gig economy, according to that same Upwork poll.At the end of the day, it’s important that gig workers manage their fluctuating income wisely. This means having a good fix on your necessities and creating a budget, making sure you stay on top of your taxes, and trying to maintain or improve your credit as best you can.To learn more about managing your money, check out  these other posts and articles from OppLoans:Save More Money with These 40 Expert TipsHow to Raise Your Credit Score by 100 PointsBuilding Your Financial Life: Budgeting for BeginnersEmergency Funds Are Important: Here’s How to Start Building OneDo you have a personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.  |InstagramContributorsJacob Dayan is the CEO and Co-Founder of  Community Tax, LLC (@communitytaxllc) and  Finance Pal, LLC. He began his career in Wall Street New York at Bear Stearns working in the Financial Analytics and Structured Transactions group. He continued to work in Wall Street until early 2009. When he then left New York and returned to Chicago to be with his family and pursue his lifelong dream  of self-employment. There he co-founded Community Tax, LLC followed by Finance Pal in late 2018.Marina Babaian is the founder of  Mbridge Consulting Group and its lead CPA. She has a diverse background working with highly regulated fintech companies, global start-ups, corporations, and dozens of public and private organizations. She began her career in the start-up sector and has risen to become a leading subject matter expert in that world. Being an alumnus of Woodbury University, she’s taken an unconventional approach to traditional accounting practices through innovation and creativity. Working with various industries and companies, Marina discovered what many companies lack and that is a proper infrastructure and fundamentals needed to help a company become scalable due to the high cost and low resources. She has bottled her success to a science and has formed the Mbridge Consulting Group to solve this problem.

Sunday, July 12, 2020

Boom Essay Writing Contest Information

<h1>Boom Essay Writing Contest Information</h1><p>It is critical to enlist for a blast exposition composing challenge and the best thing about it is that you don't need to pay anything just to partake in the opposition. Obviously, this is the best alternative on the off chance that you are hoping to win. The higher the payouts, the better in light of the fact that these journalists are extremely gifted and they are happy to make a solid effort to accomplish their goals.</p><p></p><p>The objective of a blast exposition composing challenge is to see who can compose the most noteworthy articles. The victor will be granted cash or some other prize. The specifications for participate in this challenge are very not quite the same as an ordinary exposition composing challenge. Truth be told, there are some specific guidelines that must be followed on the off chance that you need to take an interest in a blast article composing contest.</p>< p></p><p>One of the most significant things to recollect is that you have to compose an example paper that can be utilized by numerous different authors. You should have the option to take the entirety of the examples gave to the author and make your own paper that is unique and can catch everyone's eye. While a typical challenge has a rundown of decides that you have to follow, this one expects you to put forth a concentrated effort. This can assist you with expanding your odds of winning the contest.</p><p></p><p>The best thing about a blast exposition composing challenge is that you can partake for nothing. The vast majority of the challenges require an expense, however most of the challenges offer free enrollment isn't an issue. You should simply to visit the site and round out the form.</p><p></p><p>As soon as you complete the structure, you will be given a Writing Assistant Account Number and you can utilize this r ecord number when you register for other composing challenges too. The structure for a blast paper composing challenge will ask you a couple of inquiries about your composing experience and your capacity to make a report that isn't just enlightening yet additionally fascinating and useful simultaneously. It is essential to take note of that while a few challenges require a specific number of tests and a particular number of test papers, others necessitate that you present a video or sound recording.</p><p></p><p>Make sure that the Boom Essay Writing Contest that you register for has a limitation on the quantity of passages that you can submit. On the off chance that the challenge is free, they ought to permit you to enter the same number of times as you like. In the event that you need more assets to participate in a few challenges, at that point the odds of winning are thin. This is on the grounds that solitary a little level of everyone has the assets to pa rtake in competitions.</p><p></p><p>Before pursuing a challenge, ensure that you recognize what you are pursuing. At times, you will be required to give a video or sound account of the materials that you have submitted. On the off chance that you don't feel good with this, at that point you might need to rethink the challenge. Be that as it may, in the event that you are approached to deliver a video or sound account, you will need to get some answers concerning the procedure before you sign up.</p><p></p><p>Some blast exposition composing challenges can be more perplexing than others. It is essential to comprehend the procedure and the principles with the goal that you will have the option to win the challenge. Recollect that it is in every case preferable to enroll for nothing over compensation an enormous expense just to partake in a challenge. There are many individuals that have won a challenge since they enrolled for nothing and didn't enter another contest.</p>